1.5% Raise Calculator

What a 1.5% raise adds to your salary and per paycheck, and how far short of inflation it falls.

1.5% raise calculator
Before tax, in the period you pick.
Raise type
Show take-home impact
Percentage of gross pay. Lowers income tax, not Social Security or Medicare.

Uses 2026 federal brackets and the 2026 Social Security wage base. Estimate for planning only. Not tax advice.

Compare with inflation
Default is 3.4%, the CPI-U change for the 12 months ending July 2026 (BLS).
Results update as you type.

Your new pay

$60,900.00 per year

+$900.00 per year · +1.50%

That is +$34.62 more per bi-weekly paycheck ($2,342.31 instead of $2,307.69).

Your pay before and after the raise, by pay period.
Pay periodBeforeAfterDifference
Hourly$28.85$29.28+$0.43
Daily$230.77$234.23+$3.46
Weekly$1,153.85$1,171.15+$17.31
Bi-weekly$2,307.69$2,342.31+$34.62
Semi-monthly$2,500$2,537.50+$37.50
Monthly$5,000$5,075.00+$75.00
Annually$60,000$60,900.00+$900.00

How much is a 1.5% raise?

One and a half percent is the midpoint between a token and a real increase, and it usually appears in one of two situations: a company spreading a thin budget evenly across everybody, or a partial-year adjustment for someone who joined recently. On $60,000 it is $900 a year — about $35 per bi-weekly paycheck before tax, closer to $28 after.

A 1.5% raise at common salaries — gross, per paycheck, and what you keep after federal tax and FICA (single filer, no state tax).
Current salaryNew salaryRaisePer bi-weekly checkAfter tax
$30,000 $30,450.00 +$450.00 +$17.31 $361.57
$40,000 $40,600.00 +$600.00 +$23.08 $482.10
$50,000 $50,750.00 +$750.00 +$28.85 $602.62
$60,000 $60,900.00 +$900.00 +$34.62 $723.15
$75,000 $76,125.00 +$1,125.00 +$43.27 $791.44
$100,000 $101,500.00 +$1,500.00 +$57.69 $1,055.25
$150,000 $152,250.00 +$2,250.00 +$86.54 $1,537.87

Is a 1.5% raise good?

It is less than half the typical 2026 US salary increase budget of around 3.5%, and comfortably below inflation. In practical terms, someone on 1.5% has less spending power at the end of the year than at the start, even though their gross pay went up. If this is your third consecutive year in this range, your real salary has fallen substantially without a single pay cut ever being announced.

Against inflation of 3.4% (12 months ending July 2026), a 1.5% raise is worth −1.84% in real purchasing power — a small real-terms pay cut.

A 1.5% raise on an hourly wage

The same percentage applied to an hourly rate, at 40 hours a week:

1.5% raise on hourly pay, 40 hours a week (2,080 hours a year).
Current rateNew rateExtra per hourExtra per year
$15.00/hr $15.22/hr +$0.22 +$468.00
$18.00/hr $18.27/hr +$0.27 +$561.60
$20.00/hr $20.30/hr +$0.30 +$624.00
$25.00/hr $25.37/hr +$0.38 +$780.00
$30.00/hr $30.45/hr +$0.45 +$936.00
$40.00/hr $40.60/hr +$0.60 +$1,248.00

What to do with a 1.5% offer

The number to bring to a review is not 1.5% but the cumulative gap. Add up your increases over the last three years, compare them with cumulative inflation over the same period, and put the difference in dollars. "My pay has risen 4.5% since 2023 while prices rose more than twice that" is a much harder statement to wave away than "1.5% feels low".

1.5% raise FAQ

How much is a 1.5% raise on $60,000?

$900.00 a year, taking your salary to $60,900.00. That is +$34.62 per bi-weekly paycheck before tax, and about $27.81 after federal income tax and FICA.

Does a 1.5% raise beat inflation?

No. With CPI at 3.4% over the 12 months ending July 2026, a 1.5% raise is a real-terms reduction of 1.84% — your salary rises but buys slightly less than before.

How much of a 1.5% raise do I keep after tax?

On a $60,000 salary, about $723.15 of the $900.00 — roughly 80%. The rest goes to federal income tax and to Social Security and Medicare at 7.65%. State income tax reduces it further where it applies.

Why do companies give 1.5% raises?

Usually because a fixed increase budget is being shared across everyone rather than concentrated on top performers. It keeps the payroll line flat in real terms and avoids difficult conversations, at the cost of quietly reducing everyone's real pay.

Is 1.5% better than nothing?

In nominal terms, yes. In purchasing power, no — it is a real-terms reduction at any recent inflation rate. It is better than a freeze only in the sense that it keeps your base salary marginally higher for future percentage increases.

Other raise percentages

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Estimates are for planning only. This is not tax, legal or financial advice.